With this license you can handle storm damage to property (excluding flood),
automobile claims including property damage & bodily injury, slip-and-fall
injury claims, medical malpractice, professional liability claims and
everything else you can think of.
However......
There are some claims which require additional certification, and it might be
the type of claim you'd enjoy handling but never even thought of it or it may
be the type of adjuster that's in demand
Flood Claims: To handle flood claims one must also have a flood certificate
from FEMA (fema.gov). FEMA includes the National Flood Insurance
Program. Flood policies may be issued by FEMA or they may be issued by
standard insurance companies but with FEMA language and backing.
"Flood claim" does not include water damages from a broken pipe in a
structure. Flood policies cover rising water from a natural source and you
need a flood certificate to handle it.
Coastal Wind Claims: You can handle a wind claim in most states with this
license. However, you may have to have a special "wind & hail" certificate
from the state to handle claims in that state. In Texas, coastal wind & hail
coverage is provided and overseen by a state agency called TWIA (Texas
Wind Insurance Association). In other coastal states, the coastal wind &
hail coverage is offered by a similar entity called Citizens Insurance.
Crop Insurance Claims: You can not handle claims to growing crops.
That type claim requires a Crop Adjuster Certification/License.
Getting the certificate requires about a few days in class and an
apprenticeship with the company who hires you. The best way to learn
about crop adjusting is to search the Internet.
Earthquake: You will need an earthquake certificate and your adjuster
license to handle this type of claim. Earthquake classes are held several
times a year as live classes and online.
for his fate. He has jeopardized his life, his youth, his future rest of us are free, even to whine and complain
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Call to Enroll (817) 261-3108 (214) 415-7956 Facsimile (866) 436-7513
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AAA Training Unlimited Training Adjusters & Agents Since 2002
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